iumiCash is the next generation e-wallet for your smart phone allowing you to have either Solomon Dollars $SBD, New Zealand Dollars $NZD or Samoan Tala $WST stored on your phone. You can pay for goods and services at participating merchants, transfer money to family and friends and pay utility bills. 1 iumiCash = 1$ fixed. For every iumiCash in circulation 1$ of local currency is deposited into an escrow account with a local commercial bank, backing and securing the value in your e-wallet. iumiCash can be converted to and from local currency fee free at participating agents. This application requires internet access. There are no signup or monthly account keeping fees. Fees for sending money are charged at a maximum of 1% per transaction. The receiver pays no fees. For more information please visit us at https://iumi.cash